Alternatives to HUBUC

FISPAN is a leader in embedded ERP banking, connecting financial institutions directly to the ERP and accounting systems businesses rely on every day. By embedding secure banking functionality inside NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero, FISPAN eliminates manual file uploads and disconnected workflows. Automate accounts payable, streamline accounts receivable, enable reliable bank feeds, initiate payments, manage expense reimbursements, and access near real-time cash visibility, all within your ERP. FISPAN’s secure API connectivity ensures accurate transaction data flows directly into your reconciliation module, reducing errors, improving efficiency, and enhancing financial control. Designed for banks, businesses, and ERP partners, FISPAN transforms ERP systems into fully connected financial command centers.

Finicity's open platform for banking makes it easy to connect your customers' financial information to your app or service. Finicity's open platform banking platform is being used worldwide by some of the most innovative and large organizations to provide better financial experiences for their customers. Your experience is dependent on data quality. Our data has been battle tested in the most demanding markets. You can easily code to endpoints and test data, and connect to Finicity’s open banking platform to access the best API coverage for banks, credit unions and payroll providers. Access to the data you need to power products is easy with our suite of APIs.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.

NovoPayment’s platform, powered by APIs, offers rapid solutions for digital banking, payments, and card services. Whether you're initiating a new venture, upgrading existing offerings, or broadening your reach across various markets, we equip you with essential onboarding, a digital core, and direct local integrations to maintain agility. Our Visa and Mastercard prepaid, debit, and credit solutions are designed to support the deployment of programs tailored for consumers, small to medium-sized businesses, or corporate clients. With our native and embedded APIs, you can effectively launch both physical and digital card programs backed by robust issuing infrastructure. Users can manage their digital multi-currency accounts in real time, tapping into a range of wholesale FX rates and service providers within our network. We facilitate the instant issuance of virtual and physical cards, catering to both open and closed-loop program requirements tailored to your specific use cases. As payments fuel the growth of successful businesses, we offer a comprehensive suite of payment tools that are essential for navigating the digital economy. With our innovative solutions, you can stay ahead in a rapidly evolving financial landscape.

SlipStream Financial: Corporate Payment Solutions Made Simple. Slipstream Financial is a fintech company that was founded on years of experience in the payment business. We develop treasury-class payment solutions for corporate clients, banks, credit unions and correspondent banks. Our payment gateway has already processed millions of transactions each month in a short period of time. Slipstream Financial has a long way to go before it becomes one of the best payment gateways in the industry.

Integrate financial services into your customer experience and elevate your business offerings using Treezor's white-label solution. As a leader in European banking-as-a-service, Treezor is dedicated to assisting you throughout your payment project, ensuring support at every phase. Our extensive array of financial services addresses all your project needs, while our modular one-stop-shop solution empowers businesses of all sizes, from fintechs to large corporations, to expedite their banking initiatives by outsourcing various payment functions to us. Trust in Treezor's expertise in regulatory compliance, security, and technology to seamlessly incorporate payments into your customer journey. Serving as a dynamic and innovative hub, Treezor fosters the growth of top European fintechs, driving the digital transformation of payment systems. It has become the go-to platform for forward-thinking companies, startups, fintechs, neobanks, and beyond. With a single contract, one API, and streamlined integration, you gain access to a multitude of services and limitless opportunities to enhance your business strategies. This makes Treezor not just a service provider, but a vital partner in your journey towards greater financial innovation.

Our global banking APIs, fintech expertise and customer support will help you reduce your time to market, lower the cost of global payment processing, and expand your services and products internationally. It can be difficult to open international bank accounts. We will make it easy for you by making global reconciliation, direct debiting, and a unified global bank experience simple. International business can be done like a local. International vendors and customers can be paid with ACH, SPEI and SEPA wires. Our global network of FX and payment institutions gives your customers access rates that were previously reserved for the biggest corporations. Our new approach to cross-border payment ensures that no one is left behind. We believe in removing financial barriers to growth to ensure that every business has the chance to succeed.

TrueLayer stands out as a premier technology firm that offers secure and worldwide access to financial systems. Our APIs empower developers to create top-tier products that can access data and facilitate payments instantaneously and securely. Established in 2016, TrueLayer has partnered with major global banks, is supported by prominent venture capital firms, and is trusted by leading fintech companies like Monzo, Revolut, and Zopa. By democratizing open banking through our platform, TrueLayer allows developers from various sectors — ranging from emerging startups to large enterprises — to transform financial services. Operating in the UK, Europe, and Australia, TrueLayer simplifies the integration of advanced payments and financial data into any application. Create innovative products that resonate with your users, enabling seamless money transfers at competitive rates while ensuring an exceptional user experience. Our solution eliminates the need for cards, minimizes fraud risks, and avoids chargebacks, ensuring a smooth financial transaction process.

Basiq stands at the forefront of open banking technology, empowering developers to create cutting-edge financial applications. Our platform offers secure access to financial data, provided with customer consent, along with robust APIs that reveal critical insights. We are at the helm of shaping the future of financial services, catering to wealth managers, banks, fintechs, and beyond. By utilizing our platform, you can obtain comprehensive and trustworthy banking information, enabling you to craft more engaging and tailored digital banking experiences for users. Our sophisticated income algorithms can accurately pinpoint various income sources, including regular, variable, and casual income streams, which allows for streamlined individual assessments and quicker lending decisions. Additionally, you can enhance your customers’ digital experiences by equipping them with tools to better track their spending habits. With Basiq Enrich, you can analyze each banking transaction to identify the merchant, location, and category, further enriching the financial insights provided to your clients. This level of detail not only elevates user engagement but also fosters a deeper understanding of financial behaviors.

Financial entities, ranging from fintech companies and cryptocurrency exchanges to traditional banks and credit unions, utilize our API to deliver a fully compliant banking framework alongside instantaneous clearing capabilities for their clients. This approach empowers businesses to expand according to their own criteria while maintaining a competitive edge. By leveraging our banking license, you can provide your clients with FSCS-protected accounts. We manage the banking solutions, allowing you to concentrate on building the enterprise your clients envision. Begin processing payments with increased speed and security by linking to our payment schemes through the API. Select from a variety of fully regulated accounts that best suit the needs of your business and its clientele. Our cloud-based API supplies the necessary banking infrastructure, enabling financial institutions to prioritize exceptional service delivery for their customers while remaining relevant in an ever-evolving market landscape. We recognize the challenges posed by outdated systems, including the associated costs and risks that come with innovating within the financial services industry, and we are here to help you navigate these hurdles effectively. Embrace the future of finance with confidence and agility.

We empower leading financial institutions, corporations, and FinTech innovators to launch uniquely tailored payment solutions backed by a robust and immediate business rationale. Our approach generates substantial new net revenues and cost reductions through the utilization of our rapid, scalable, and secure API along with a white-label platform designed for targeted implementations. Our proprietary platform, which is interoperable and PCI-DSS certified, is hosted in Tier-4 data centers that guarantee the highest levels of security. Furthermore, Bankable's Virtual Ledger Manager serves as a cloud-based virtual account solution that can be integrated with any bank account, significantly improving cash management for multinational corporations. This versatile multi-bank solution is adept at handling both standardized and proprietary data formats, ensuring seamless processing across various banking institutions. Overall, our offerings not only enhance operational efficiency but also position our clients to capitalize on emerging market opportunities.

Enhance the reach of your banking offerings by utilizing the Interlace platform, which allows you to introduce innovative bundled products and services to both existing and prospective clients via bank or partner channels. Transition accounts from your outdated core systems to our advanced virtual account framework, leading to significant reductions in legacy operational costs. With our modern API-first cloud-native architecture, you can roll out new initiatives in a matter of weeks instead of months, streamlining your processes. Avoid the complexities and expenses associated with core replacements and side-car core projects, while benefiting from real-time processing for accounts, payments, and card transactions to facilitate new offerings. The centralized Interlace Console provides compliance assurance for all programs through banking controls that apply universally across each initiative. Furthermore, our Real-time Settlement Automation guarantees the integrity of the funds flow and removes the need for manual reconciliation of programs, driving efficiency and accuracy in your operations. Moreover, by leveraging our platform, you can stay competitive and responsive in a rapidly evolving financial landscape.

Kobble is a financial technology platform that uses AI-powered modular Banking-as-a-Service solutions to accelerate the launch of new financial products. Our platform enables banks, nonbank financial institutions, fintechs and retailers to create and scale financial products quickly and easily. Kobble's modular design allows you to seamlessly integrate: Apple Pay & Google Wallet • Retail & Corporate Ledger • Virtual account (BSB/Acc and PayID) • Payment rails (DE & NPP, PayTo & Acquiring). • Card issuing: prepaid, debit and bin sponsorship cards • FX / Remittance Services* • Multi-Currency accounts* • Reward & loyalty solutions* • KYC, Liveness, PEP and Sanctions • Personal financial management and enrichment • Transaction monitoring (AML and fraud) monitoring) • Open banking* • White Label Options* • AFSL licensing

Finastra’s Fusion Data Cloud is designed to turn complex financial data into clear, actionable insights that fuel growth, efficiency, and customer satisfaction. It connects banks, credit unions, and fintechs in a secure ecosystem, enabling the seamless sharing of structured, cleansed, and curated data. The platform’s AI and machine learning capabilities power predictive and prescriptive analytics, helping institutions anticipate customer needs, mitigate risks, and identify new revenue opportunities. Its pre-integration with Finastra’s core solutions ensures rapid deployment and eliminates messy integration projects. Financial institutions benefit from a 360-degree customer view, real-time decision-making tools, and customizable dashboards for performance benchmarking. Developers can quickly build, test, and launch innovative applications using sample datasets, reducing time-to-market and expanding reach through the FusionStore. Supported by Microsoft Azure technology, Fusion Data Cloud offers flexibility, scalability, and compliance across retail and corporate banking, lending, treasury, and payments. Ultimately, it helps organizations stay competitive in an evolving financial landscape.

Simplifying Embedded Finance. Effortlessly integrate financial services into your business through a single, connected no-code platform. While fintech can be complex, we streamline the process to make it user-friendly and easily integrable. Building fintech typically requires navigating numerous contracts, approvals, integrations, and workflows, but with Hydrogen, you can bypass much of the heavy lifting, ultimately reducing both costs and time by 80%! Discover our range of embeddable offerings: Cards, encompassing both physical and virtual card issuance. Issue fully customizable physical and virtual debit cards with our ready-to-use embeddable applications, free from lockups, minimums, or extensive setup processes. Additionally, earn revenue on each transaction! Payments, including ACH, bank authorization, P2P transactions, and roundups, can be seamlessly added to your business through our comprehensive embeddable applications. Enhance your financial management for both personal and business needs by integrating aggregation, accounting, cash flow, and budgeting analytics with our fully customizable embeddable solutions. This powerful combination empowers you to optimize financial operations and enhance customer experiences.

Striga serves as an all-in-one infrastructure for digital assets and financial services, providing a comprehensive suite of APIs that manage the intricate tasks of security and compliance with regulations. Among Striga's clientele are burgeoning FinTech firms, Web3 trailblazers, traditional banking institutions, and cryptocurrency exchanges, all of whom leverage its offerings that encompass services such as crypto custody, trading, card issuance, crypto/fiat onramping and offramping, as well as issuing virtual IBANs. With the robust APIs from Striga, businesses are empowered to: - Provide crypto accounts tailored for both individual and corporate clients - Generate virtual IBANs suited for retail and corporate needs - Create both physical and virtual cards for their customers' convenience, enhancing the overall user experience.

Increase your revenue and enhance customer satisfaction by integrating financial capabilities into your product. With Unit handling the complexities of compliance and banking partnerships, you can expedite your development and growth. Utilize our comprehensive suite of APIs, developer resources, and documentation to roll out unique features in as little as five weeks. Tailor your offerings to meet user needs with the adaptable nature of Unit’s API. The platform is not only fast and reliable but also secure, earning the trust of startups, esteemed brands, and publicly listed enterprises alike. Provide seamless financial solutions tailored for freelancers and gig economy participants—including cash advances, automated tax calculations, and integrations with services like Abound and Plaid. By leveraging these tools, you can deliver an exceptional user experience that stands out in the market.

Build, enhance, and expand your offerings with straightforward access to a comprehensive financial ecosystem. With features like accounts, foreign exchange, both domestic and international payments, acquiring, and open banking—all provided through a unified, developer-centric API—you can craft innovative customer experiences by seamlessly integrating financial services into your products. This ensures your customers can remain within your ecosystem without needing to navigate elsewhere. Optimize both customer interactions and back-office functions through effortless integration with your current systems. Transition all your services to OpenPayd and take advantage of competitive rates, extensive coverage, cutting-edge technology, and exceptional support. Scale rapidly by tapping into local payment infrastructures, unparalleled foreign exchange management, and an extensive array of global licenses. Facilitating local and international transactions becomes effortless with OpenPayd's extensive global banking network, ensuring you can meet diverse financial needs efficiently. The integration of these services empowers you to deliver outstanding value to your customers while streamlining your operational processes.

Free banking data & premium insights. All-in-one API for banking data to build powerful banking, lending, and finance apps. All-in-one API to access account information, transaction categorization, and insights.

Simplifying the integration of financial services into applications and customer experiences to the ease of drag and drop. One unified platform provides access to an extensive array of global financial functionalities. A user-friendly API allows developers to effortlessly incorporate worldwide financial services into their applications or customer journeys. This platform also handles billions of dollars in transactions each year, effectively managing your embedded financial services for you. If you possess your own financial licenses and operational capabilities, you can integrate them alongside our services to expand into new markets. With straightforward APIs, you can develop and implement any financial use case into your customer experience seamlessly. You can focus on designing exceptional products, marketing effectively, and engaging your customers while we take care of the technical complexities. Instantly issue virtual debit cards for one-time use, simplifying the management of subscriptions such as Netflix. Furthermore, wage advancement can be integrated smoothly within payroll systems to enhance employee satisfaction. By leveraging these tools, businesses can streamline their financial operations with remarkable efficiency.

Our Banking-as-a-Service solution provides all the tools necessary to develop your personalized banking offerings. Solarisbank operates as a tech firm with an official banking license from Germany. By utilizing our user-friendly APIs, you can seamlessly incorporate our comprehensive digital banking features into your existing product. We have successfully navigated the intricate technical and regulatory aspects of the banking landscape, allowing you to concentrate on what truly matters: serving your customers effectively. Leverage our robust APIs to design your customized banking solution. With our Digital Banking and Cards APIs, you can establish your own neobank tailored to your vision. Our B2B2X model ensures that you maintain complete ownership of the customer relationship throughout the process. The straightforward and clear API documentation we provide will enable you to get started in a remarkably short time. Built on cutting-edge RESTful APIs, our Banking-as-a-Service platform can be tailored to meet your specific requirements. We take on the regulatory responsibilities associated with operating a licensed bank, empowering you to prioritize your customers' needs and preferences without distraction. This way, you not only build a banking product but also create a valuable connection with your clientele.

Stripe Treasury serves as a banking-as-a-service API, allowing you to integrate financial services seamlessly into your marketplace or platform. By utilizing just one integration, you can empower your customers to manage funds, settle bills, earn interest, and oversee cash flow effectively. This service offers the essential modular components required to create a comprehensive and scalable financial product tailored to your customer base. Through collaborations with banks, Stripe Treasury facilitates ACH and wire transfers, provides accounts eligible for FDIC insurance, and ensures quicker access to payment funds, all integrated within your platform. You can create an account object with just a single API call, and users can quickly onboard by verifying their identity and establishing an account with one of our partnered banks in a matter of minutes. Additionally, you can set up a reserve of funds and customize the attributes of your financial product as needed. There are various options to transfer funds in and out of accounts, along with the ability to issue personalized payment cards, offering users diverse methods to utilize their funds. In essence, Stripe Treasury is developed in collaboration with a network of banks to enhance your financial offerings. This innovative approach not only simplifies the banking experience but also expands the potential for revenue generation on your platform.

A low-code integration solution designed for the banking sector, the Sandbox Banking platform enables customers to link fintech offerings with their current systems effortlessly. This platform allows financial institutions to expedite sales processes with fintech partners, resulting in a more cohesive and integrated experience for banking clients across various systems. By utilizing Glyue, banks and credit unions can boost their revenue streams and enhance operational efficiency through the secure integration of fintech products into their existing frameworks. Through the Glyue™️ platform, these institutions can fast-track their digital transformation initiatives by employing pre-built API connectors and solution templates that facilitate seamless connections with fintech collaborators. Our expanding network of banking adapters and partners generates a synergistic effect, benefiting both fintech providers and their customers. With the ability to distribute BaaS APIs and connect with fintech vendors, financial institutions can rest assured that Sandbox Banking will manage ongoing security, infrastructure maintenance, system updates, and business process adaptations for over 50 banking entities. This comprehensive support allows banks to focus on innovation while leveraging the advantages of a robust fintech ecosystem.

At ConnectPay, we offer an all-in-one financial platform that’s been purpose-built to help your online business to scale. By providing an all-in-one, easy-to-use financial platform, we take care of payments, accounts, and basically all things finance so you can focus on what you’re passionate about. We also have a proven track record with leading platforms, marketplaces, and other online businesses. In 2023, we processed over 3.6M transactions averaging €1B per month and we held 101M of client funds. This is what we offer: - Embedded finance (Banking as a Service) - Built-in compliance - IBAN accounts – Business, Personal, and Segregated - Digital wallets - Euro-zone SEPA and SEPA Instant transactions - Cross-border SWIFT payments in 80+ currencies - Multicurrency accounts - VISA Cards – Business, Personal, and white-label - Payment acceptance for merchants - Daily banking ConnectPay is an Electronic Money Institution authorized and regulated by the Central Bank of Lithuania and adheres to the regulatory framework of the European Central Bank.

Green Dot is a bank holding company that specializes in financial technology, dedicated to making contemporary banking and money transfer services available to everyone. Utilizing our innovative technology, we facilitate quicker and more efficient electronic transactions and financial management, offering users straightforward and seamless methods to spend, send, manage, and save their funds. Our Banking as a Service (BaaS) platform empowers a range of leading consumer and tech companies in the U.S. and abroad to create and implement their own tailored banking and payment solutions. Established in 1999 and based in Pasadena, CA, Green Dot has successfully served over 33 million customers directly, along with many more through our banking partners, and primarily functions as a "branchless bank." This evolution reflects our commitment to enhancing financial accessibility and innovation in the banking sector.

Linking Fintech companies with banking institutions, Treasury Prime APIs allow for the seamless integration of a comprehensive suite of banking services, from account creation to payment processing and card issuance. For Fintechs, this solution accelerates market entry with a pricing structure that is both sensible and efficient; integrating through Treasury Prime is five times quicker and more cost-effective compared to developing your own API connections. Dive into our diverse product offerings, which represent the most extensive assortment of banking services available, alongside tailored reporting options essential for your enterprise. Enjoy an exceptional developer experience featuring the most well-documented and user-friendly API in the industry. With a direct connection to your banking partner, we ensure that the banking services underpinning your business are robust, as we collaborate with multiple banks to find the ideal fit for your needs. For banks, this partnership unlocks new avenues for expansion, enabling the establishment of fresh banking relationships that enhance deposits, boost transaction revenue, and increase non-interest income—all without the need for system alterations. By utilizing our services, banks can achieve a 50% reduction in deposit acquisition costs, onboarding commercial accounts in just two minutes instead of the traditional two weeks, leading to a remarkable increase in deposits by 30%. Plus, this innovative approach supports the growth of both Fintechs and banks alike, creating a symbiotic ecosystem for financial services.

We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations.

Intergiro provides a comprehensive suite of APIs designed for businesses looking to streamline their financial operations or enhance banking services for their clients, fostering growth and adaptability. With a focus on business-centric banking solutions, Intergiro offers multi-currency accounts, cards, business banking APIs, payment processing, and embedded financial services through its API platform. Users can access SWIFT and SEPA networks to facilitate both local and international payments efficiently. When transferring money overseas, Intergiro can help you save up to seven times compared to traditional banks, making it a cost-effective option for international transactions. Additionally, customers can hold and switch between various currencies in mere seconds, all while enjoying low and transparent fees. With foreign exchange services featuring spot pricing and instant settlements, hidden charges become a thing of the past. Signing up and completing verification is a hassle-free online process, eliminating the need to visit physical branches. Businesses can accept payments in eight or more currencies as if they were locals, enabling rapid global expansion through multi-currency payments powered by local infrastructure. By obtaining a EUR IBAN and a multi-currency IBAN, companies can fully capitalize on the advantages of international trade, enhancing their operational capabilities significantly.

GPS's exceptional blend of payment processing capabilities, advanced technology, and specialized knowledge allows the company to offer top-tier payment solutions and alternative banking services to a wide range of clients, including prominent established companies, well-capitalized fintech innovators, and pioneering startups. The award-winning GPS ApexTM platform plays a pivotal role in executing some of the industry's most challenging programs, backed by a dedicated team of experts committed to maximizing performance for every initiative we support. In addition to this, GPS remains devoted to continuous investment in its technology professionals and the GPS ApexTM platform, ensuring that core processing and service functionalities are consistently enhanced. Moreover, GPS ApexTM stands out as a robust and scalable payment processing solution, having received certification from both Mastercard and Visa, and supports single and dual message formats to enable quick issuer integrations across all geographical regions. This commitment to innovation and excellence positions GPS as a leader in the evolving landscape of payment technology.

Daxia serves as an embedded finance platform that empowers businesses across diverse industries to make the leap into the fintech arena, thereby facilitating the creation of new revenue opportunities. By offering a holistic, end-to-end solution, Daxia enables these companies to quickly develop and roll out tailored fintech services, which in turn improves customer experience, data handling, and security measures. The platform provides a range of solutions, such as strategic consulting to assist companies in their fintech endeavors, open APIs for seamless integration of fintech into existing operations, and essential tools for digital asset management along with robust data security features. Additionally, Daxia emphasizes tokenization to safeguard sensitive information, helping to ensure regulatory compliance and reduce the risks linked to unauthorized access. With a focus on industries such as consumer goods, retail, e-commerce, banking, energy, and telecommunications, Daxia is poised to transform how businesses incorporate fintech capabilities into their everyday functions, paving the way for future growth and innovation. The adaptability of Daxia's offerings makes it a vital partner for any organization looking to thrive in the evolving financial landscape.

Powens stands out as a premier platform for open finance and embedded banking, enabling financial institutions, fintech companies, and software providers throughout Europe and Latin America to develop cutting-edge products while enhancing their financial workflows with seamless and fully automated banking and payment solutions. With connections to more than 1,800 financial institutions in over 12 European nations, Powens provides instantaneous access to standardized bank account information, which includes detailed balances, transaction histories, and past data from current accounts. Their extensive offerings feature data and document aggregation, data processing, as well as accounts and payment solutions, ensuring a comprehensive approach to financial operations. Furthermore, Powens maintains exceptional quality benchmarks, boasting a remarkable 99.5% success rate in data refreshes and a 99.95% API availability rate sustained over an impressive span of 11 years. These standards reflect Powens' commitment to reliability and innovation in the financial technology sector. Ultimately, their robust platform not only enhances user experience but also fosters greater trust among their diverse clientele.

This platform offers a testing environment for APIs while also facilitating the management of partners, clients, and your processing preferences. The Open*CP Fintech API Marketplace stands out as one of the few genuine 'REAL Banking-as-a-Service' solutions, supported by a comprehensive digital payments bank. By streamlining access to the entire payments ecosystem, Open*CP Fintech API Marketplace enables established brands and fintech companies to obtain single-source solutions without the need to allocate extensive resources or develop specialized expertise to assemble all the necessary components. With its unique combination of technology, charter, and choice, Open*CP serves as an ideal solution for entrepreneurs seeking a fully integrated offering from a reliable and innovative payments bank. Central Payments is dedicated to enhancing financial experiences for everyone, with a special emphasis on assisting individuals with limited means who have often been excluded from the advantages of affordable and accessible financial products, thus promoting inclusivity in the financial sector. This commitment not only fosters innovation but also strives to create a more equitable financial landscape for all.

We empower our clients to offer financial solutions that enable consumers to access services anytime and anywhere. Central to our operations is technology, which is transforming the business landscape for our fintech partners. We provide streamlined payment solutions encompassing ACH, wire transfers, card disbursement, and money transfers, all facilitated through APIs while ensuring a rigorous emphasis on compliance. Additionally, we offer loan origination services for top marketplace lending platforms, enhancing the accessibility of credit within the market. Our API-driven banking platform, the Cross River operating system, empowers fintechs to seamlessly integrate and utilize a variety of customizable and secure banking services. We also deliver advanced financing options, such as off-balance-sheet and asset-backed credit facilities, designed to support the growth of our partners. Our commitment extends to serving the needs of our communities by providing a personalized, comprehensive banking experience. Furthermore, we employ thorough risk assessments, due diligence, continuous testing, and monitoring to establish a reliable internal compliance management system that ensures trust and security. This holistic approach not only fosters innovation but also strengthens our relationships with clients and consumers alike.

BBVA is dedicated to supporting your small business with our top-tier checking accounts specifically designed for your needs. You can earn interest on your business funds while enjoying the peace of mind that comes with our fund-sweeping feature to your checking account whenever necessary. We offer business loans tailored to projects of any size, ensuring you have the financial support that aligns with your business aspirations. Additionally, our Visa® credit card options allow you to manage spending and cash flow effectively while earning rewards on eligible purchases. We provide essential tools to keep your business operations seamless, including advanced POS systems and diverse payment acceptance options. With exclusive offers for BBVA customers, our special programs cater to both businesses and non-profits alike. In challenging times, the resilience of small businesses shines through, and we take pride in being a partner that helps sustain and nurture those aspirations. Together, we can navigate obstacles and transform your business dreams into reality.

Our open API platform allows world's innovators to issue and process cards instantly with greater control, flexibility, and scale. Marqeta is changing the rules of what payment cards can do. Marqeta's open platform API platform has the most advanced infrastructure and tools to build highly configurable payment card cards. It is for developers who want an easier way to manage payment programs. This platform will allow them to create world-class experiences and innovate, as well as power new modes and modes of commerce. Modern card issuing platform that powers the future, accelerates your business, and helps you build new and innovative products. A sandbox that is open API and instantly issued allows you to get started in just three clicks. It also allows you to instantly issue physical, tokenized, and virtual payments. You can control excess spending, protect your margins and provide exceptional user experiences with refined payment and authorization controls.

Our goal is to assist businesses in creating digital finance products that are user-friendly, innovative, and inclusive, all while minimizing costs and eliminating fraud. Stitch empowers fintech and embedded businesses throughout Africa to efficiently onboard users and facilitate smooth bank-to-bank transactions. Simplify the payment process for your customers with a one-click checkout option, reducing the burden of high card fees. Enhance the onboarding experience for both customers and suppliers, allowing for effortless payments within your marketplace or platform. By using Stitch, payment service providers and aggregators can enable their merchants to provide instant, fraud-free pay-by-bank checkout options at a significantly lower cost compared to traditional card payments. Furthermore, streamline the payout process for customers and suppliers by using the same account linking, making it just as effortless to pay out as it is to receive payments. This comprehensive approach ensures that all transactions are not only efficient but also secure and cost-effective.

Revolutionizing business banking, you can now apply for a complimentary digital business account in just minutes, joining over 350,000 UK enterprises that have transformed their banking experience. Enjoy a streamlined method to manage your business finances effortlessly. Once you apply, you'll receive your Mastercard debit card without any hassle. This user-friendly business account is packed with robust financial management tools and does not incur any monthly fees or UK transaction charges. Additionally, you can access free 24/7 UK support through the app, by phone, or via email, ensuring swift assistance from real professionals. Your fully regulated UK bank account guarantees your funds are protected up to £85,000 by the Financial Services Compensation Scheme. Experience simplicity in your financial dealings. Should you choose, we can seamlessly transfer all your banking services for you using the Current Account Switch Service, requiring just a few taps in the app. Compared to traditional banks, Starling business offers extensive services to limited companies at no cost, so take a moment to glance at our comparison table and discover the advantages for yourself. With all these features, managing your business finances has never been easier or more secure.

The Inswitch Platform is a versatile, cloud-based embedded finance solution that allows businesses to seamlessly incorporate banking, payment processing, wallet functionality, card issuance, and international money transfer services through a single API. It caters to essential banking operations and digital wallet services, including top-ups and bill payments, as well as offering a variety of payment methods such as pay-in/pay-out options, virtual and physical card solutions with real-time authorization and personalized branding, and support for multi-currency transactions across Latin America, the U.S., and other regions. The platform also boasts essential features such as built-in compliance and security measures (including KYC/KYB, AML, and fraud management), real-time settlement and reconciliation processes, intuitive business intelligence dashboards, smart orchestration for managing financial flows, and a dedicated business portal for overseeing branded channels, regulatory rules, and analytics. In addition to these capabilities, the Inswitch Platform empowers companies to enhance their financial service offerings efficiently and securely.

Finleap Connect delivers cloud-based services tailored for banks aiming to modernize their operations. By focusing on fintech solutions, Finleap Connect allows for seamless integration into pre-existing systems through a modular approach. This service enhances data analysis and connects current datasets with advanced machine learning technologies. Notably, the offerings from Finleap Connect have received certification from BaFin. Their emphasis lies in boosting customer engagement while simultaneously minimizing the expenses and complexities associated with financial integration. With a contemporary and secure cloud infrastructure that is BaFin approved, they support partners at every growth phase. Additionally, they provide state-of-the-art data and analytics solutions that leverage connectivity to financial data through machine learning. Finleap Connect enables a "full-stack" capability for brands that prioritize digitally native and mobile-first customer transactions, while their Customer Interaction Layer features modular, branded products designed to facilitate impactful customer engagement. As a result, they equip businesses not only to thrive but also to adapt in an increasingly digital marketplace.

At VoPay, we help software companies scale faster and unlock new revenue by embedding secure, compliant financial services into their core platforms. Our Fintech-as-a-Service platform enables businesses to manage payments, automate money movement, and integrate powerful fintech products, without the need to build complex infrastructure from scratch. VoPay’s platform provides the flexibility, control, and tools businesses need to grow and thrive. Whether you're managing high transaction volumes or looking to enter new markets, VoPay provides scalable infrastructure to support your growth and deliver value to your users. Additionally, our platform integrates seamlessly with your SaaS solution through a single API, making it easy to offer embedded payments, compliance, and financial orchestration. This is particularly beneficial for SaaS platforms, as it allows you to expand without worrying about the complexities of financial infrastructure

Dock is a financial services infrastructure platform that helps companies build and launch digital banking and payment solutions. The platform provides tools for businesses to offer digital accounts, branded debit and credit cards, and payment processing services within their own products or platforms. Dock’s cloud-native platform, Dock One, allows companies to integrate financial services through flexible APIs, making it easier to develop and scale embedded finance solutions. Businesses can use Dock to issue payment cards from major networks, process transactions, and manage payment operations without building the infrastructure themselves. The platform also supports acquiring services and real-time payments such as Pix, enabling companies to accept payments quickly and securely. Dock includes built-in fraud prevention and risk monitoring tools that help detect suspicious activity and protect financial transactions. With its modular architecture and regulatory support, Dock simplifies the process of launching financial services while ensuring compliance with industry standards. By combining banking, payments, and fraud prevention capabilities, Dock helps companies accelerate innovation in digital finance.

Build your own fintech with Bond. Build financial services, from KYC to account opening, money movement to card issuance, and more — all in a single, unified API-driven platform. Bond's system of record, Bond OS, compiles program data into a beautiful series of graphs documenting revenue, active cards, usage and much more. Bond's APIs and SDKs give developers the tools to build innovative financial solutions with just a few lines of code. Explore a playground of possibilities. Bond allows you to offer your consumer or commercial customers banking products (savings accounts, debit cards, ACH, etc.) or credit products (charge cards, credit builder cards, asset-backed credit cards, etc.) - with physical or virtual cards. Contact us to get started in our sandbox or to speak to someone live.

A single API that connects payment cards to your applications. Two innovative products designed to create unparalleled customer experiences. Seamlessly link directly to customer cards using our secure SDKs while effortlessly accessing real-time transaction information from major providers like Visa©, Mastercard©, and Amex©. Remove obstacles for customers and create adaptable, tailored experiences. Obtain detailed transaction data from customers instantly. Leverage location and merchant insights to accurately determine when and where spending occurs. Ensure privacy through PCI-compliant SDKs that safely tokenize card information, allowing businesses to maintain trust with their customers. This comprehensive approach empowers businesses to enhance customer satisfaction while safeguarding sensitive data.

Creating banking solutions for your clients has never been simpler. By integrating banking products and services into your offerings, you can enhance your value proposition and increase revenue streams. Synctera's banking as a service (BaaS) platform equips you with all the necessary tools to design, deploy, and expand embedded banking and financial solutions. Regardless of the size or industry of your company, Synctera enables you to create and scale banking products effectively. With a single set of adaptable and secure APIs, you can access top-tier technologies essential for developing an outstanding banking experience. Even if you're just starting in the financial sector, Synctera offers comprehensive documentation to assist you in your development journey. The BaaS platform includes a diverse selection of sponsor banks, empowering your financial products with robust capabilities. We ensure meaningful partnerships between you and the sponsor bank that aligns perfectly with your specific product objectives, target audience, and timeline, allowing you to launch and grow with assurance. This collaborative approach fosters a supportive environment that promotes innovation and long-term success in the financial industry.